What is the minimum deposit at XTB?

XTB requires a minimum deposit of $0 to open a live trading account.

Yes. XTB holds licenses with FCA, CySEC, KNF, IFSC. Client funds are held in segregated accounts and retail clients benefit from negative balance protection where required by the relevant regulator.

What is the maximum leverage at XTB?

XTB offers maximum leverage of 1:30, depending on the instrument and the client's jurisdiction. Retail leverage may be lower under local regulation.

Which trading platforms does XTB support?

XTB supports xStation 5, xStation Mobile across Standard, Islamic account types.

How do I open an account with XTB?

Register with your email and select your country of residence Fill in the MiFID appropriateness questionnaire Verify identity with a document upload or video call Fund the account - no minimum deposit required Log in to xStation 5 on web or mobile

Visit XTB

Affiliate link - see our Methodology

Trading CFDs carries a high risk of losing money rapidly. Confirm this broker's current loss-rate disclosure and regulated entity before opening an account. Read the full risk disclosure.

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XTB

Q: What are XTB's spreads and fees?

Spreads at XTB start from 0.5. Commission-free on FX and indices CFDs; equity CFDs carry a percentage commission with a minimum. Daily swap points on positions held past rollover.

Top Pick

Trusted since 2002

4.6BrokaBoy score (see user reviews below for platform ratings)

FCA · CySEC · KNF · IFSC

Min Deposit

Max Leverage

1:30

Spread From

0.5

Platforms

xStation 5

Regulation

FCA

Founded

2002

Overview

XTB is a publicly listed broker offering a polished proprietary platform, deep educational content and access to 5,000+ instruments. A strong all-round choice for European traders.

XTB supports Forex, Stocks, ETFs, Crypto, CFDs across 2 platforms, and offers Standard, Islamic accounts to cover most trader profiles. Regulation is held with FCA, CySEC, KNF, IFSC.

With spreads starting from 0.5 and leverage up to 1:30, it's positioned for traders getting started who value education and regulated.

Pros & Cons

Pros

No minimum deposit
Excellent education hub
Award-winning xStation 5
Publicly listed

Cons

No MT4/MT5
Inactivity fee

Trading conditions

Asset class	Spread	Commission	Max Leverage
Forex majors (EUR/USD)	0.5 pips	$0	1:30
Indices (US500)	0.8 pts	$0	1:200
Commodities (Gold)	0.70	$0	1:100
Crypto (BTC/USD)	0.5%	$0	1:5
Stock CFDs	0.10%	$0.02 / share	1:20

Platforms & tools

xStation 5

xStation Mobile

Regulation & safety

FCA

CySEC

KNF

IFSC

XTB is regulated across 4 jurisdictions, with client funds held in segregated accounts. Retail clients are protected by negative balance protection where required by the relevant regulator.

Fees breakdown

Illustrative summary - confirm current pricing on XTB's own website.

Spread type

Variable spreads from 0.5 pips on Standard accounts.

Commission

Commission-free on FX and indices CFDs; equity CFDs carry a percentage commission with a minimum.

Overnight / swap

Daily swap points on positions held past rollover.

Withdrawals

Free withdrawals above a set threshold; smaller withdrawals attract a handling fee. Inactivity fee after 12 months idle.

Opening an account with XTB

1Register with your email and select your country of residence
2Fill in the MiFID appropriateness questionnaire
3Verify identity with a document upload or video call
4Fund the account - no minimum deposit required
5Log in to xStation 5 on web or mobile

User reviews

Reviews below are collected live from independent public review platforms. BrokaBoy does not host, moderate or edit them, and scores change over time. Follow any link to read the full review at the source.

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