Trading CFDs carries a high risk of losing money rapidly. Confirm this broker's current loss-rate disclosure and regulated entity before opening an account. Read the full risk disclosure.

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Last updated: ·Reviewed by BrokaBoy Research Team

Figures checked: 4 October 2026

XTB logo

XTB

Featured

Trusted since 2002

Trustpilot 3.6 (2,819 reviews)
FCA · CySEC · KNF · IFSC · DFSA
Listed Min Deposit
$0
Max Leverage
1:500
Spread From
0.5 pips
Platforms
2
xStation 5
Regulation
5
FCA
Founded
2002

Overview

XTB is a publicly listed broker offering a polished proprietary platform, deep educational content and access to 5,000+ instruments. A strong all-round choice for European traders.

XTB supports Forex, Stocks, ETFs, Crypto, CFDs across 2 platforms, and offers Standard, Islamic accounts to cover most trader profiles. Regulation is held with FCA, CySEC, KNF, IFSC, DFSA.

With spreads starting from 0.5 pips and leverage up to 1:500, it's positioned for traders getting started who value education and regulated.

Pros & Cons

Pros
  • No minimum deposit
  • Excellent education hub
  • Award-winning xStation 5
  • Publicly listed
Cons
  • No MT4/MT5
  • Inactivity fee

Platforms & tools

xStation 5 logo
xStation 5
xStation Mobile logo
xStation Mobile

Regulation & safety

XTB is regulated across 5 jurisdictions, through the regulators listed above. Protections such as segregated client funds, compensation schemes and negative balance protection differ by regulator and by the entity you sign up with - open each regulator's page for the specifics.

Fees breakdown

Illustrative summary - confirm current pricing on XTB's own website.

Spread type

Variable spreads from 0.5 pips on Standard accounts.

Commission

Commission-free on FX and indices CFDs; equity CFDs carry a percentage commission with a minimum.

Overnight / swap

Daily swap points on positions held past rollover.

Withdrawals

Free withdrawals above a set threshold; smaller withdrawals attract a handling fee. Inactivity fee after 12 months idle.

Opening an account with XTB

  1. 1Register with your email and select your country of residence
  2. 2Fill in the MiFID appropriateness questionnaire
  3. 3Verify identity with a document upload or video call
  4. 4Fund the account - no minimum deposit required
  5. 5Log in to xStation 5 on web or mobile

FAQ

What is the minimum deposit at XTB?+

XTB lists a minimum deposit of $0 to open a live trading account. Confirm the current amount on the broker's website, as it can vary by account type and region.

Is XTB regulated?+

XTB holds licences with FCA, CySEC, KNF, IFSC, DFSA. The protections you get depend on the regulator and entity you sign up with - see each regulator's page on BrokaBoy for details.

What is the maximum leverage at XTB?+

XTB advertises maximum leverage of 1:500, depending on the instrument and your jurisdiction. Retail leverage may be lower under local regulation.

What are XTB's spreads and fees?+

XTB advertises spreads from 0.5 pips. Commission-free on FX and indices CFDs; equity CFDs carry a percentage commission with a minimum. Daily swap points on positions held past rollover.

Which trading platforms does XTB support?+

XTB supports xStation 5, xStation Mobile across Standard, Islamic account types.

How do I open an account with XTB?+

Register with your email and select your country of residence Fill in the MiFID appropriateness questionnaire Verify identity with a document upload or video call Fund the account - no minimum deposit required Log in to xStation 5 on web or mobile

User reviews

Reviews below are periodically synced from public review platforms. BrokaBoy does not host, moderate or edit them, and the source timestamp is shown when available. Follow any link to read the full review at the source.

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