Trading CFDs carries a high risk of losing money rapidly. Confirm this broker's current loss-rate disclosure and regulated entity before opening an account. Read the full risk disclosure.
eToro vs XTB
A field-by-field comparison based on the current BrokaBoy catalogue. Check current pricing and the regulated entity on each broker's website before deciding.
Last updated: 4 October 2026 · Reviewed by BrokaBoy Research Team
| Field | eToro | XTB |
|---|---|---|
| BrokaBoy score | 7.3/10 | 8.1/10 |
| Trustpilot rating | Trustpilot 4.1 (31,994 reviews) | Trustpilot 3.6 (2,819 reviews) |
| Listed minimum deposit | $50 | $0 |
| Advertised spread from | 1.0 | 0.5 pips |
| Advertised maximum leverage | 1:30 | 1:500 |
| Regulators | FCA, CySEC, ASIC, MAS, FSA | FCA, CySEC, KNF, IFSC, DFSA |
| Platforms | eToro Platform, eToro Mobile | xStation 5, xStation Mobile |
| Instruments | Stocks, Crypto, Forex, ETFs, Commodities | Forex, Stocks, ETFs, Crypto, CFDs |
| Account types | Retail, Professional | Standard, Islamic |
| Founded | 2007 | 2002 |
| Spread type | All-in variable spreads from 1.0 pips - the spread is the primary cost. | Variable spreads from 0.5 pips on Standard accounts. |
| Commission | No separate commission on stock or ETF positions; CFD costs sit in the spread. | Commission-free on FX and indices CFDs; equity CFDs carry a percentage commission with a minimum. |
| Overnight / swap | Overnight and weekend fees apply to leveraged CFD positions. | Daily swap points on positions held past rollover. |
| Withdrawals | Flat withdrawal fee applies, with a minimum withdrawal amount and USD conversion where relevant. | Free withdrawals above a set threshold; smaller withdrawals attract a handling fee. Inactivity fee after 12 months idle. |
Key differences
- XTB has a lower listed minimum deposit ($0 vs $50).
- XTB has the higher BrokaBoy score (8.1/10 vs 7.3/10).
- Both brokers hold licences with FCA, CySEC.
- Only eToro lists eToro Platform, eToro Mobile among its platforms.
- Only XTB lists xStation 5, xStation Mobile among its platforms.
- Only eToro lists Commodities among its instruments.
- Only XTB lists CFDs among its instruments.
Which should you choose?
- Choose XTB if a lower listed opening deposit is your priority.
- Choose eToro if access to Commodities is essential, and confirm it is available under your entity.
- Choose XTB if access to CFDs is essential, and confirm it is available under your entity.
- Choose the broker whose regulated entity covers your country and provides the protections you need; confirm this on the regulator's register.
Frequently asked questions
Which has the lower minimum deposit, eToro or XTB?+
XTB has the lower listed minimum deposit ($0 vs $50). Confirm current terms with each broker.
Are eToro and XTB regulated by the same authorities?+
They share FCA, CySEC. eToro lists FCA, CySEC, ASIC, MAS, FSA; XTB lists FCA, CySEC, KNF, IFSC, DFSA in our catalogue.
Which has the higher BrokaBoy score?+
XTB scores 8.1/10 against 7.3/10. The score is calculated from advertised catalogue data and excludes Trustpilot ratings.
Do eToro and XTB support the same platforms?+
No platform is listed by both brokers in our catalogue.
